Your cross-border property investment partner
Non-resident mortgage solutions
— Our loans —
Finance solutions across three markets
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Japan mortgages - Newly Launched!
• Japan property loan for non-residents
• No local income, residency, or visa required
• LTV (Loan-to-Value) up to 65%, with tracker rate as low as 4.89627%*
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Australia mortgages
• Fast and flexible home loans for non-residents and expatriates
• Applications accepted from both salaried and self-employed individuals
• Exemption from specific interest rate premiums
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UK mortgages
• Buy-to-let mortgage loans
• Tracker and fixed rate options available
• Asset-based lending accepted
Why work with us?
A reliable partner
We work with leading financial institutions for stable funding, reliable service and professional client support. Transparent and compliant funding sources you can trust.
Flexible borrower types
We take a flexible approach to who can borrow. Individuals (salaried or self-employed), companies/SPVs, trusts and other holding structures (depending on the products).
Non-resident lending specialists
Multilingual team (English, Chinese and Japanese) with deep knowledge of banking and lending regulations across jurisdictions.
Transparent and efficient process
No hidden fees; approval and settlement typically completed in 2-4 weeks.
Get in touch
If you would like to learn more about our lending solutions, please fill in the form and we will get back to you shortly.
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Yes. We assess global income and assets and accept overseas documents. Final approval depends on underwriting.
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Common items include passport, proof of address, income and asset evidence, bank statements, property contract/valuation, and proof of source of funds. We’ll give you a tailored checklist.
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Conditional pre-approval is typically within 2 working days; formal approval usually 7–10 working days. Timing depends on valuation and legal review.
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Application, valuation and legal fees, plus country-specific taxes and stamp duty. We disclose all fees upfront.
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Yes — on selected products and situations, subject to asset type and borrower profile.
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Insufficient repayment capacity, property that doesn’t meet criteria, income that can’t be verified, or compliance issues.
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Prepare complete documents early, keep bank statements clear, choose a property that fits lending criteria, and contact our specialists for a pre-assessment.
Frequently asked questions FAQs
Can’t find the answer you are looking for?
— Our referral partners —
Grow with us —
serve your clients better
A stronger partnership means better options for your clients. Join our referral partner programme and work with our team across Japan, Australia and the UK.
✓ Provide an initial eligibility assessment
✓ Help compile application and property documents
✓ Keep clients and referrers updated on progress regularly
✓ Support in Chinese, English and Japanese
✓ Fees settled as set out in the partnership agreement
This is for you if you are…
Property agents
Immigration advisers
Wealth advisers
Accounting and legal professionals
Other financial services professionals